Biyernes, Disyembre 27, 2013

Our last day today at work!


Yahooooo! *cartwheel*

And although I’m already on a holiday mode, I still have the energy to do some office works and general cleaning of my work station so that when the year 2014 comes in maganda ang pasok ng “swirti” ika nga. (feeling feng shui expert ). 

I started organizing my drawers first. I have 5 drawers at my table and by golly!  Nag accumulate na pala lahat ng garbage dito. Buti wala pang tumitirang ahas dito. I placed all my unnecessary things at trash can and at sando bag and viola! Puno agad. Ginupit gupit ko na lang ng scissor yung mga bills and other documents para safe. 
One of the drawers is intended for food in case of emergency. Look, ang ayos pero parang kulang ang pagkain, ano? By January, I will buy quaker oats and more fruits para sa pagbabagong buhay, ang pag da diet, promise…

Below of that drawer naman is for my kikay thingy use. Mostly make ups and other beauty products. Oo alam kong maganda ako pero need ko pa rin yan, charot!


On top of my food drawer naman is for my sandamakmak na calling cards, other contact details and memo pad/paper that I usually cut when there’s an excess or scratch paper. Cost-savings ika nga.



On my left part upper portion are for pens, receipts, staple wire, clips, fasteners, extra charger and other office things. 

Lower portion of it is for my extra clothes and other personal receipts. And lastly the middle drawer is for anything goes papers. Di ko pa maisip pano ko iaayos eh. Saksak lang muna ng saksak dito tsaka ko na ise segregate basta maayos muna.


Aside from organizing, I was able to jot down to do’s at my Year 2014 Planner. Properly organized ang peg, naka plan na ang gagawin pagpasok ng taon. See? 

Ayan, ready to face the new challenge next year! I hope I can maintain this kind of “kaayusan” the whole year round. Positive vibes, come to mama ha?

Okaaay, just wait and see na lang.

Babush!


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Huwebes, Disyembre 26, 2013

Journey to Savings and Christmas Wishes


Yes! 
   
Mabuhay ang mga kuripot este matitipid! 
 
Just a small celebration from me kasi I was able to invest the small amount of money that my kids collected from their Ninong/Ninang and from FIL to our company’s cooperative. I’m not against in putting it in a bank really, but the earnings it will become after a year is such a huge compared to them.


Don’t worry, I’m also thinking and planning to open a savings bank account soon. Namimili pa rin ako, gusto ko kasi yung accessible and very convenient for us to transacts. Tsaka yung tumatanggap ng small amount hehehe…

Not only this, I was also able to share again a small amount for the first quarter of 2014 thru payroll deduction. Me two years na rin akong di nagpapa deduct and now time na. Tuma thunders na and expenses are growing each day, mga ‘tsong. Yung 1000 nga in just one hour or less ubos yan.

Lekat puro small amount he he he…Okay lang yan, it is not for us but for the kids naman kaya nagse save. Hopefully by the end of year 2014 big amount na yan *crossed fingers*
Okay change topic tayo…

Lemme share you my Christmas Wish…

                For my family and I
ü  Good health, happiness, continuous job and wisdom

For everyone in the world
ü  Peace and love, overcome global climate, good health and happiness to all
 
As I look again the above wishes, I didn’t mention there about being rich or more wealth to come. Of course, we need “moolah” or else titigil ang mundo plus nagse save tayo for the future. BUT I believe that when you are in the state of being healthy all through out your lives happiness comes next. You’ll be able to work continuously and set plans for your dreams. Wisdom from the Lord above is also my wish to guide us to every decision we will make. 

The rest is for the world peace and love.

Amen.


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Miyerkules, Disyembre 25, 2013

Our Christmas in Bulacan


We spent our Christmas in Bulacan. We went there on the 24th and back only yesterday afternoon. On the road, it is very surprising to see that there is no traffic along the way. Ang sarap ng feelings. We safely arrived at around 11am. 
   
As our pot luck for the Noche Buena, we brought fish and pork meat to grill, shrimp for sinigang and ensaldang mangga to match. I was able to run also that afternoon with my SIL for 2kms and played Patintero with kids...Great sweat! Yun nga lang after that, kain mode na naman.

In the evening, kids are always asking us what time will be the gifts be distributed. They kept on pestering us to open it na, haaay kids, they felt that they are waiting a lifetime to 12 midnight. So we decided that when the two visitors of my SIL left, gifts will finally be distributed.  

Ayan, gift giving na! kagulo na ang lahat especially the kids! Asaran mode and happiness naman. FIL gave us all an "ampao" envelope with 1k inside! So kami ang me pinakamalaking nakuha, 5 heads kami and a total of 5k agad yun, yahoooo! Asaran mode ulet, ang kukulet ng sisters-in-law ko. Plus the Kinesis batalya of a mountain bike was also handed to us para buuin namin, simply wow! Matutupad na ang panagarap magka mountain bike, wit! wit!

At di ako nakapag photo shoot while we are having fun! Waaah…

But most of all, the experience we had is enough for us to remember it in our hearts. 

Truly treasured.

And yesterday, I was able to capture this while we are heading home to South…#priceless


Thank you Jesus for sharing Your special birthday with us by celebrating it with our loved ones and friends, through gift giving, sharing our laughter’s and love with one another. 

You are the center of our life.

Again we greet You again a Happy Happy Birthday, Papa Jesus

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Sabado, Disyembre 21, 2013

The ups and down of pag TITIPID…


My next BIG move for the year 2014 maybe is to save more. Nope, not maybe, it should be. The thing that is nakakainis is when you cut some unnecessary expenses biglang me darating na pagkakagastusan. 

Yun lang. 

Anyway, aside from cost-cutting mode, I need to think up small business or racket din. Sayang din yun, kapatid. Kaso ayaw makipag cooperate ng utak ko, idle moment na naman. 
 
We have 3 cellphone lines to maintain. And recently, the one line we have is already cut because we’ve already served the 2-year contract. Tuwang tuwa akech! You see, 1000 per month din yung isang line nay un. Ang laki agad ng maa add sa cash on hand namin. Actually I’m thinking to avail the smart promo for iPhone 4s worth Php 800 ata per month but when the husband starts thinking of a gift for my MIL, he decided to avail again a plan worth 400/month with a new cellphone. 1000 less 400, tsk tsk, not bad pa rin. Ok go. 

Gumuhong pangarap.

Then our internet line called me one night and proudly informed us that they will reduce our monthly bill from 999 to 800 something ata. Uy, uy, uy…another great step of making tipid, huh. Barya barya nga lang.

Teka ano pa ba? 

Ah yun, we’ve been watching local tv network for 14 years (yeah, naka survive kami sa tele novela at chismisan ng Channel 2, malabo kasi si Channel 7) and the husband is delighted to announce that the Royal cable waved the installation fee when you avail their promo not until Dec 19. Ayun, pakabit agad si Mister. Additional cost per month is Php 400+ something. Hay, nasan na ang natipid? Pero in fairness, na eenjoy namin manood ngayon ng tv. Dami ng choices of channels eh. Walking Dead S4 na pala.
  
The monthly tuition fee of my kids also reduced, wit! wit! tapos na kmi sa youngest namin kaya the two remaining kids na lang ang continue to pay. Thank goodness.

Tapos si Meralco naman nag taas! From 11/kwh ata to 14/kwh. High raising hair, MY GOLLY!  gusto kong mag mura.
  
And pag nabili na yung van namin, we will buy daw again a car like Vios (2nd hand lang, though we were instructed to get a brand new with an amortization cost of Php 12K or else forfeited ang promo ng sponsor hehehe). We opt to buy 2nd hand, ayaw namin ng me binabayaran monthly. Nakaka kalbo yan sa sobrang stress, promise.

  
Kung iga graph mo ang mga kaganapan ng pag taas at pag bawas ng expenses parang zigzag road ng Baguio, mahihilo ka lang.

Kaya bawal magkasakit, bawal mag resign, bawal tatamad tamad. 

Hi Boss, mag oovertime na ako to the max!

Dahil walang savings na mangyayari, 'day!

Korek?!?!


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