My next BIG move for the year
2014 maybe is to save more. Nope, not maybe,
it should be. The thing that is nakakainis is when you cut some
unnecessary expenses biglang me darating na pagkakagastusan.
Yun lang.
We have 3 cellphone lines to
maintain. And recently, the one line we have is already cut because we’ve
already served the 2-year contract. Tuwang tuwa akech! You see, 1000 per month
din yung isang line nay un. Ang laki agad ng maa add sa cash on hand namin. Actually
I’m thinking to avail the smart promo for iPhone 4s worth Php 800 ata per month
but when the husband starts thinking of a gift for my MIL, he decided to avail
again a plan worth 400/month with a new cellphone. 1000 less 400, tsk tsk, not
bad pa rin. Ok go.
Gumuhong pangarap.
The monthly tuition fee of my
kids also reduced, wit! wit! tapos na kmi sa youngest namin kaya the two
remaining kids na lang ang continue to pay. Thank goodness.
And pag nabili na yung van namin,
we will buy daw again a car like Vios (2nd hand lang, though we were
instructed to get a brand new with an amortization cost of Php 12K or else
forfeited ang promo ng sponsor hehehe). We opt to buy 2nd hand, ayaw namin
ng me binabayaran monthly. Nakaka kalbo yan sa sobrang stress, promise.
Kung iga graph mo ang mga kaganapan ng pag taas at pag bawas ng expenses parang zigzag road ng Baguio, mahihilo ka lang.
Dahil walang savings na
mangyayari, 'day!
Korek?!?!
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