Sabado, Disyembre 21, 2013

The ups and down of pag TITIPID…


My next BIG move for the year 2014 maybe is to save more. Nope, not maybe, it should be. The thing that is nakakainis is when you cut some unnecessary expenses biglang me darating na pagkakagastusan. 

Yun lang. 

Anyway, aside from cost-cutting mode, I need to think up small business or racket din. Sayang din yun, kapatid. Kaso ayaw makipag cooperate ng utak ko, idle moment na naman. 
 
We have 3 cellphone lines to maintain. And recently, the one line we have is already cut because we’ve already served the 2-year contract. Tuwang tuwa akech! You see, 1000 per month din yung isang line nay un. Ang laki agad ng maa add sa cash on hand namin. Actually I’m thinking to avail the smart promo for iPhone 4s worth Php 800 ata per month but when the husband starts thinking of a gift for my MIL, he decided to avail again a plan worth 400/month with a new cellphone. 1000 less 400, tsk tsk, not bad pa rin. Ok go. 

Gumuhong pangarap.

Then our internet line called me one night and proudly informed us that they will reduce our monthly bill from 999 to 800 something ata. Uy, uy, uy…another great step of making tipid, huh. Barya barya nga lang.

Teka ano pa ba? 

Ah yun, we’ve been watching local tv network for 14 years (yeah, naka survive kami sa tele novela at chismisan ng Channel 2, malabo kasi si Channel 7) and the husband is delighted to announce that the Royal cable waved the installation fee when you avail their promo not until Dec 19. Ayun, pakabit agad si Mister. Additional cost per month is Php 400+ something. Hay, nasan na ang natipid? Pero in fairness, na eenjoy namin manood ngayon ng tv. Dami ng choices of channels eh. Walking Dead S4 na pala.
  
The monthly tuition fee of my kids also reduced, wit! wit! tapos na kmi sa youngest namin kaya the two remaining kids na lang ang continue to pay. Thank goodness.

Tapos si Meralco naman nag taas! From 11/kwh ata to 14/kwh. High raising hair, MY GOLLY!  gusto kong mag mura.
  
And pag nabili na yung van namin, we will buy daw again a car like Vios (2nd hand lang, though we were instructed to get a brand new with an amortization cost of Php 12K or else forfeited ang promo ng sponsor hehehe). We opt to buy 2nd hand, ayaw namin ng me binabayaran monthly. Nakaka kalbo yan sa sobrang stress, promise.

  
Kung iga graph mo ang mga kaganapan ng pag taas at pag bawas ng expenses parang zigzag road ng Baguio, mahihilo ka lang.

Kaya bawal magkasakit, bawal mag resign, bawal tatamad tamad. 

Hi Boss, mag oovertime na ako to the max!

Dahil walang savings na mangyayari, 'day!

Korek?!?!


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